In the Media
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Reader's Digest
Social Security Just Announced a Cost-of-Living Increase - Here's How Much You'll Get
U.S. News & World Report
Social Security COLA 2025: What to Do With the Extra Money
GOBANKINGRATES.COM
How Retirees Should Budget When Social Security COLA is Lower Than Expected
GOBANKINGRATES.COM
I'm a Social Security Expert: 7 Things Americans Should Never Do With Their Checks
GOBANKINGRATES.COM
6 Things That Worry Retired Boomers Most About the 2025 Social Security COLA
GoBankingRates.com
Retiring on Social Security Only: Should You Sell Your Home for Cash?
GoBankingRates.com
Retirement Crisis: Here's How Much Social Security Anxiety Has Increased Among Boomers
USA Today
Social Security COLA for '25 May Be Less Than '24's; Group Forecasts It to Increase by 1.75%
U.S. News & World Report
How Early Retirement Will Impact Your Social Security Benefit
MoneyGeek
Ultimate Guide to Wills And Why They Are Important
CBS MoneyWatch
3 Surprising Ways Long-Term Care Insurance Helps You Age in Place
Most people want to stay in their own homes through the later years of their lives, and you may be one of them.
CBS MoneyWatch
Does Long-Term Care Insurance Pay Family Caregivers?
At some point in your life, there’s a strong chance that you’ll need assistance with your daily activities.
mONEYgEEK
Life Insurance vs. Roth IRA: Which One is Better for Retirement?
Life insurance and a Roth IRA both help you make smart financial plans for the future and ensure you have savings set aside.
mONEYgEEK
Best Term Life Insurance Companies in October 2023
For most shoppers, term life is the best life insurance option.
U.S. News & World Report
Reasons to Take Social Security Early at Age 62
Taking Social Security benefits early may reduce total program earnings, but doing so makes sense in several scenarios.
MoneyGeek
Best Life Insurance for Parents in July 2023
The best life insurance for parents depends on various factors.
MOneyGeek
401(k) vs. Life Insurance: Which One is Better for Retirement?
Both life insurance and 401(k) plans can help you prepare your finances for the future.
MoneyGeek
Best Family Life Insurance Companies In July 2023
Get the best family life insurance with State Farm, Nationwide, Transamerica and Prudential.
U.S. News & World Report
Can You Collect Unemployment and Social Security?
Here’s what to consider when taking unemployment benefits and Social Security payments at the same time.
USA TOday
2023 Social Security COLA Increase
As inflation subsides, next year’s COLA is likely to be smaller.
USA TOday
How Much Social Security Will I Get?
Understanding how Social Security benefits are calculated can help you plan for retirement.
AARP
How to Recover Faster from a Natural Disaster
A little planning can ease financial hardship.
next avenue
Living Only on Social Security
Millions of people approaching retirement age have lost their savings or could never set money aside; here’s how they plan to cope.
u.s. news & world report
What is a Certificate of Deposit?
CDs can earn high annual percentage yields, but be sure to pick a term that works for you.
huffpost
The First Thing You Should Do When You Decide to Pay Down Debt
Ready to tackle your debt but don’t know where to start? We asked personal finance experts what they think is the first right step.
U.S. News & World Report
What is a Good Credit Card APR?
The APR is one of the most important things to know about your credit card.
U.S. News & World Report
What is a Good Monthly Retirement Income?
Here’s a look at average retirement incomes and how much people spend during their golden years.
Kiplinger's Personal Finance
10 Things You Should Know About Life Insurance
There’s more to life insurance than just a big check after you check out.
U.S. News & World Report
How to Maximize Social Security with Spousal Benefits
Understand how Social Security spousal benefits work to make the most of your retirement funds.
GOBANKINGRATES.COM
Few Plan to Use Tax Refunds for Fun - What Are They Doing Instead?
After a tough post-pandemic year featuring high inflation rates and a competitive job market with many layoffs, you might expect the majority of Americans to be planning to use their tax refunds to pay for a relaxing getaway.
forbes
How to Stick to Your New Year's Financial Resolutions in 2023
With most of us hoping for better financial prospects in 2023, it’s important to acknowledge just how brutal 2022 was for Americans and their wallets.
MoneyGeek
We're 56 and Have Less Than $250K in Savings, Can We Still Retire at 65?
It’s a questions that everybody who isn’t a multi-millionaire finds themselves asking.
forbes
7 Major Mistakes Made By Retirees Looking to Start a Side Hustle
You’ve got the time. You’ve got the desire. And you’ve got a few extra bucks to spend. Starting a business in retirement sounds like a piece of cake.
U.S. News & World Report
How to Recover from Financial Hardship in Retirement
Americans can live a long time in retirement, so it makes sense to prepare for financial shocks.
forbes
Some Examples of Post-Retirement Side Hustles You Can Do
Does the gig economy intrigue you?
fiduciarynews.com
How Might Employers Help Retiring Employees Learn to Earn Extra Income Post-Retirement?
Let’s start with an obvious statement – this is not about ERISA or retirement plans.
fiduciarynews.com
10 Questions Those 50+ Are Asking Right Now About Their 401(K) Retirement Savings Account
If you’re young with all the time in the world, retirement is the last thing on your mind.
u.s. news & world report
How to Calculate Your Social Security Break-Even Age
Find out if you will come out ahead by waiting to claim Social Security benefits.
bankrate
How to Suspend Social Security Benefits and When It Makes Sense To Do So
Social Security usually doesn’t offer a “do-over,” but retirees can turn to this option in a few select options.
Forbes
What Travelers Need to Know Before They Wire Money
More travelers than ever are wiring money – to vacation rental owners, tour operators, and each other.
FIDUCIARYNEWS.COM
How Can 401(k) Plan Sponsors Help Retired Employees Fight Inflation - And Should They?
The news isn’t good for retirees who have left their retirement savings with their former employer.
U.S. NEWS & WORLD REPORT
How to Handle Social Security Customer Service Problems
Know your options for getting issues related to your Social Security checks resolved.
Barron's
Make Estimated Quarterly Tax Payments on Roth Conversions. Or Penalties Will Bite.
GOBANKINGRATES.COM
6 Ways Your Lack of Financial Savvy Hurts Your Wallet
There’s no way to plan for the future.
Bankrate.com
How to Apply for Social Security
Millions of baby boomers are primed to retire in the coming decade, and some of the biggest decisions they’ll need to make are how and when to apply for Social Security.
barron's
Yes, Roths Are Tax-Free Retirement Accounts. But TFRAs Refer to Something Else.
I’ve been hearing a lot about tax-free retirement accounts and how they’re better than a traditional 401(k). What is a TFRA, and is it really better than a 401(k)?
GOBANKINGRATES.COM
How Claiming Social Security Early Will Affect Spousal Benefits
Even if you never worked a day, you could be eligible for Social Security benefits based on the earnings of your husband or wife.
moneygeek
Navigating Life Insurance for Estate Planning
Life insurance protects your loved ones against financial expenses when you pass away.
MoneyGeek
Older Adults' Guide to Income Streams and Money Management in Retirement
If you’re heading into retirement, the last thing you want to worry about is how you’ll continue to make money.
U.S. News & World Report
What Happens If Your Work While Receiving Social Security?
Understand how money earned from a retirement job could impact how much you get from Social Security.
USA TOday
Yearning to Travel in 2022? First Figure Out Your Budget - Then Pick a Destination
Can you afford to travel this year?
aarp
7 Ways for Singles to Secure Retirement Finances
Your needs are unique if you are divorced, widowed or never married.
Cheapism
12 Reasons You Should Have a Will Sooner Than You Think
The COVID-19 pandemic has created tremendous uncertainty about the future for millions Americans.
Forbes
5 Reasons It Makes Sense to Claim Social Security As Late As Possible (Age 70)
Long before the Clash sang “should I say or should I go,” Social Security recipients have asked, “Should I Claim or Should I Wait?”
Forbes
5 Reasons It Makes Sense to Claim Social Security As Early As Possible (Age 62)
Social Security has always been a uniquely American Rorschach Test.
GoBankingRates.com
The Best Ways to Use Social Security Money If It's Discretionary Income
Millions of retirees are living out their days on shoestring budgets that barely cover the basics.
fiduciarynews.com
5 Lessons to Help Convince Those Who Could Afford It To Defer Claiming Social Security
There are often clear advantages for someone to wait before claiming Social Security but the temptation of “getting the money now” trumps those advantages.
Legalzoom
How to Protect Your Assets from Nursing Home Costs
If you’re concerned about how to protect your assets from nursing home costs, you’re at an advantage if you can plan at least five years out.
U.S. News & WOrld Report
Will Social Security Cover All Your Expenses?
Look at your budget and estimated benefit to determine what Social Security will cover in retirement.
Home.com
Life Insurance for Homeowners: Why You Need It and How to Find the Right Plan
Buying a home can be expensive.
gobankingrates
Family Trusts vs. Wills: What Are the Differences Between These Estate-Planning Options?
No one relishes the thought of the day they pass away and leave their worldly possessions behind.
Nextadvisor
A Home Equity Loan for Debt Consolidation: Comparing the Pros, Cons and Alternatives
Interest rates are low right now, so if you own a home, you could benefit from new, favorable loan terms. Refinancing a mortgage over 30 years can allow you to spread the loan balance over 30 years versus 10 years as with a home equity loan, says Chuck Czajka, founder of financial consulting firm Macro Money Concepts in Florida.
U.S. News & World Report
Getting a Credit Limit Increase with a Credit One Bank Card
“Getting a credit limit increase will not hurt your credit score,” says Chuck Czajka, founder of Macro Money Concepts in Stuart, Florida.”
Medium's authority Magazine
5 Things Every CEO Should Know About Navigating The World of Finance with Chuck Czajka
“Education – enough is not enough. Continuing to learn is a mainstay of this business. Every day new ideas and products are created to help people succeed…”
Medicare Plans
Avoid and Report Medicare Fraud and Abuse
“Sometimes, healthcare workers, doctors, or even patients, commit Medicare fraud without knowing it,” Czajka says.
U.S. News & World Report
12 Steps to Achieve Financial Freedom
“You’ll never get ahead if you’re always putting the cart before the horse,” says Charles Czajka, CEO of Macro Money Concepts in Stuart, Florida
GOBANKINGRATES
10 Bad Money Habits You Learned From Your Parents and Need To Break Now
“It’s better to pay off debt first, then save for retirement.”
gobankingrates
Popular Money Rules You Should Stop Following
“While saving for retirement is a must, COVID has shown that this traditional thinking and saving through a 401(k) might not be the best solution.”
U.s. news & world report
The Minimum Mortgage Qualifications for 2021
“The process will take longer because lenders are becoming more picky about who they lend to.”
cheapism
12 Reasons You Should Have a Will Sooner Than You Think
“Creating a will helps to keep things organized so your family members can grieve easier knowing they are following your wishes.”
U.s. news & world report
How to Manage Holiday Spending in Retirement
“The last thing you want to do is spend 2021 paying off 2020’s holiday season.”
BEST COMPANY
7 Questions to Ask Before Buying Disability Insurance
“if your employer deducts the premium, your disability could be taxable to you…”
Money geek
Maximize Your Military Retirement and Benefits
“Prepare for civilian life. Build a financial team to educate you on what you need to know regarding your finances…”
U.S. News & world Report
What to Consider Before Getting a Reverse Mortgage in Retirement
“In most cases, the loan is only paid back when the borrower leaves the home,” says Chuck Czajka…
Bankrate
Should you accept an early retirement offer?
“If you retire before you get to retirement age, your benefits might be less when you get to Social Security retirement age,” says Czajka.
The Washington Post
How to Set (and Stick to) a Vacation Budget
“While that may be hard in the beginning, like a diet, you have to try to get as close as possible to this goal,” he says…
retire ahead
Hardship Withdrawals
Late last year, the Internal Revenue Service and U.S. Treasury loosened rules regarding hardship withdrawals from 401(k) plans, making it easier to pull money from retirement savings…
the penny hoarder
Lean Into Budgeting to Make Your Money Last in Retirement
You’ve spent decades in the workforce earning a living, your schedule dictated by the demands of the job. All the while, you’ve been steadily adding to your savings…
Bankrate
How to Become a Homeowner in 2020
The homeownership rate has edged up 1 percentage point in the last five years, to 64.8 percent. And there are many renters eager to join the club…
Planadviser Magazine
Retirement Savings Options for the Self-Employed
There are a number of options that retirement plan advisers can suggest to the self-employed and small business owners to help them save for retirement….
u.s. news & World report
Should Tax Reform Change How You Save for Retirement?
THE 2017 TAX CUTS AND Jobs Act was the most sweeping tax reform enacted in decades, and the 2019 SECURE Act made 401(k) changes that affect millions of workers.
