Home.com
Life Insurance for Homeowners: Why You Need It and How to Find the Right Plan
Buying a home can be expensive.
Public Relations
In the media
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your retirement checklist
Most couples have seldom talked about retirement and most single people haven’t even thought about it. They each may have fantasized in their own minds when that day may be. However, they’ve spent more time planning their last vacation than they did talking about the day they plan to retire, which could easily be a 30-year plan or more, not just a 7-day vacation.
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gobankingrates
Family Trusts vs. Wills: What Are the Differences Between These Estate-Planning Options?
No one relishes the thought of the day they pass away and leave their worldly possessions behind.
Nextadvisor
A Home Equity Loan for Debt Consolidation: Comparing the Pros, Cons and Alternatives
Interest rates are low right now, so if you own a home, you could benefit from new, favorable loan terms. Refinancing a mortgage over 30 years can allow you to spread the loan balance over 30 years versus 10 years as with a home equity loan, says Chuck Czajka, founder of financial consulting firm Macro Money Concepts in Florida.
U.S. News & World Report
Getting a Credit Limit Increase with a Credit One Bank Card
“Getting a credit limit increase will not hurt your credit score,” says Chuck Czajka, founder of Macro Money Concepts in Stuart, Florida.”
Medium's authority Magazine
5 Things Every CEO Should Know About Navigating The World of Finance with Chuck Czajka
“Education – enough is not enough. Continuing to learn is a mainstay of this business. Every day new ideas and products are created to help people succeed…”
Medicare Plans
Avoid and Report Medicare Fraud and Abuse
“Sometimes, healthcare workers, doctors, or even patients, commit Medicare fraud without knowing it,” Czajka says.
U.S. News & World Report
12 Steps to Achieve Financial Freedom
“You’ll never get ahead if you’re always putting the cart before the horse,” says Charles Czajka, CEO of Macro Money Concepts in Stuart, Florida
GOBANKINGRATES
10 Bad Money Habits You Learned From Your Parents and Need To Break Now
“It’s better to pay off debt first, then save for retirement.”
gobankingrates
Popular Money Rules You Should Stop Following
“While saving for retirement is a must, COVID has shown that this traditional thinking and saving through a 401(k) might not be the best solution.”
U.s. news & world report
The Minimum Mortgage Qualifications for 2021
“The process will take longer because lenders are becoming more picky about who they lend to.”
cheapism
12 Reasons You Should Have a Will Sooner Than You Think
“Creating a will helps to keep things organized so your family members can grieve easier knowing they are following your wishes.”
U.s. news & world report
How to Manage Holiday Spending in Retirement
“The last thing you want to do is spend 2021 paying off 2020’s holiday season.”
BEST COMPANY
7 Questions to Ask Before Buying Disability Insurance
“if your employer deducts the premium, your disability could be taxable to you…”
Money geek
Maximize Your Military Retirement and Benefits
“Prepare for civilian life. Build a financial team to educate you on what you need to know regarding your finances…”
U.S. News & world Report
What to Consider Before Getting a Reverse Mortgage in Retirement
“In most cases, the loan is only paid back when the borrower leaves the home,” says Chuck Czajka…
Bankrate
Should you accept an early retirement offer?
“If you retire before you get to retirement age, your benefits might be less when you get to Social Security retirement age,” says Czajka.
Bankrate
How to Apply for Social Security
“The most important consideration is when you should claim your benefits,” says Czajka…
The Washington Post
How to Set (and Stick to) a Vacation Budget
“While that may be hard in the beginning, like a diet, you have to try to get as close as possible to this goal,” he says…
retire ahead
Hardship Withdrawals
Late last year, the Internal Revenue Service and U.S. Treasury loosened rules regarding hardship withdrawals from 401(k) plans, making it easier to pull money from retirement savings…
the penny hoarder
Lean Into Budgeting to Make Your Money Last in Retirement
You’ve spent decades in the workforce earning a living, your schedule dictated by the demands of the job. All the while, you’ve been steadily adding to your savings…
Bankrate
How to Become a Homeowner in 2020
The homeownership rate has edged up 1 percentage point in the last five years, to 64.8 percent. And there are many renters eager to join the club…
Planadviser Magazine
Retirement Savings Options for the Self-Employed
There are a number of options that retirement plan advisers can suggest to the self-employed and small business owners to help them save for retirement….
u.s. news & World report
Should Tax Reform Change How You Save for Retirement?
THE 2017 TAX CUTS AND Jobs Act was the most sweeping tax reform enacted in decades, and the 2019 SECURE Act made 401(k) changes that affect millions of workers.
